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The foreclosure homes in Santa Ana, California takes about three months to be foreclosed. The default procedure for foreclosing a property

As Congress moves ahead with efforts to fix the mortgage mess — and head off another million or more foreclosures — a lot of people are wondering: Why should homeowners who got in over their heads get help from the government?

Foreclosure homes in St.Louis, Missouri takes only about two months to be foreclosed. This is a very short time period for a foreclosure.

As Congress moves ahead with efforts to fix the mortgage mess — and head off another million or more foreclosures — a lot of people are wondering: Why should homeowners who got in over their heads get help from the government?

I am bitter. Bitter about the administration’s lack of care for my wellbeing - mental, physical, and fiscal. Bitter about Congress not expanding health insurance coverage. Bitter that our president did not know gas was nearing $4. And I am bitter about our government bailing out Bear Stearns while blaming foreclosure on homeowners.

I am bitter. Bitter about the administration’s lack of care for my wellbeing - mental, physical, and fiscal. Bitter about Congress not expanding health insurance coverage. Bitter that our president did not know gas was nearing $4. And I am bitter about our government bailing out Bear Stearns while blaming foreclosure on homeowners.

Youngstown, Ohio, has long been on the decline and now is being hit by the foreclosure crisis. Its answer: Razing abandoned buildings and tearing up streets.

Youngstown, Ohio, has long been on the decline and now is being hit by the foreclosure crisis. Its answer: Razing abandoned buildings and tearing up streets.

A look at metro areas with low foreclosure rates.

A look at metro areas with low foreclosure rates.